You Probably Shouldn't Open This Email.

Hello Villager!

Ahhh... You did.

I mean, who am I to tell you what to do?

Here's why I asked you not to open this email.

My friend refused to talk to me for a month because of the things I will tell you in this email.

They are hard truths, but trust me when I say you will thank me for it.

If you easily get angry or enjoy living in Delulu Island, you should stop reading at this point.

However, if you don't mind hearing hard truths to make progress in life, read on.

If you're struggling with your finances, here are three things you might be slacking at.

1. You Are Not Really That Valuable.

Managing money is crucial, but increasing your income is just as important. This can be achieved by getting a better job, starting a business, or demanding a salary increase.

Unfortunately, you probably can't do that because you haven't invested enough in yourself. No additional certifications or courses. No new degree. Nothing!

All you do is complain about how unfair and hard life is, which is true by the way, but you aren't doing anything to improve yourself either!

So you see?

Today, go online and check for ways to invest in yourself and your education. You can even start by watching free courses on YouTube!

You see that top role and that fat salary you are gunning for? No one is going to give it to you unless you prove that you deserve it.

2. You Can't Face Your Financial Reality.

Running away from your financial reality is another reason you may be broke!

You don't want to face the fact that you spend extravagantly.

You don't want to face the fact that you can't afford that dress on your wishlist.

You don't want to accept the fact that if something happens to your job today, you'll have nothing to fall back on!

You need to embrace your financial reality and make the best of your situation!

Always budget your income no matter how small.

Always track your expenses to ensure you are sticking to your budget.

Always save first before spending. This way, you know you have something to fall back on in case things go awry.

I know you already save by the way. You are probably reading this newsletter because you have the Jollof+ app!

However, if you do not have the app, you can download the Jollof+ Savings App on the Google Play Store or App Store and earn 21% NET Interest on your savings.

3. You Can't Speak Up for Yourself!

You may be a person of value who is also financially responsible and still be broke.

If this is the case, you may be broke because you can't speak up for yourself!

You can't ask for a raise at work.

You can't say no to that sibling who is always asking you for money.

You can't speak up when your coworker is trying to take credit for your work.

These are the issues!

If you will enjoy financial progress, you must be willing to stand up for yourself.

If you are still here, you deserve a cold bottle of your favourite drink. You are a strong person who is ready to face the tough truth even if that means getting called out.

You have my absolute respect!

I look forward to talking with you next Friday!

Enjoy your weekend.

Toodles,

Bambi